PRIVACY POLICY

Privacy Policy

Effective Date: June 30, 2025

At Open Finance Help, your privacy is important to us. This Privacy Policy outlines how we collect, use, protect, and disclose your information when you visit our website or use our financial services.

1. Information We Collect

We collect the following types of personal and non-personal information:
* Personal Information: Name, email address, phone number, mailing address, date of birth, Social Security Number (SSN), employment details, and financial information when you apply for loans, insurance, or financial consulting.
* Non-Personal Information: Browser type, IP address, device data, and pages visited for analytics purposes.

2. How We Use Your Information

We use the information we collect to:
* Provide and manage our financial services (loans, insurance, wealth management, consulting, etc.)
* Process applications and transactions securely
* Communicate with you via phone or email
* Personalize your experience on our website
* Comply with legal and regulatory requirements

3. Information Sharing and Disclosure

We do not sell or rent your personal information to third parties. We may share your information with:
* Authorized service providers who help us deliver our services (e.g., credit bureaus, payment processors)
* Legal authorities when required by law, regulation, subpoena, or court order
* Business partners only with your consent, and for service-related purposes

4. Data Security

We use industry-standard encryption, secure servers, and access controls to protect your personal information. However, no online transmission or storage is 100% secure. We encourage you to use strong passwords and remain cautious when sharing sensitive information.

5. Your Rights and Choices

Depending on your state (e.g., California), you may have the right to:
* Access or request a copy of your personal data
* Request correction or deletion of your data
* Opt out of marketing emails (unsubscribe links are included in all promotional emails)
* Restrict or object to certain data processing activities
To exercise any of these rights, please contact us at info@openfinancehelp.com.

6. Cookies and Tracking Technologies

We use cookies to enhance your browsing experience and analyze website traffic. You can control cookie settings through your browser preferences. Disabling cookies may affect some website functionality.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. Please review their privacy policies before providing personal information.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from children. If we become aware of such data, we will take steps to delete it.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date. Continued use of our services after changes constitutes acceptance of the new policy.

10. Contact Us

If you have any questions about this Privacy Policy or how we handle your information, please contact us:
📧 Email: info@openfinancehelp.com
📞 Phone: +1 406-758-7551
🌐 Website: www.openfinancehelp.com